Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 131,976,000 | 137,588,000 | 134,115,000 | 137,260,000 |
| Total loans | 68,831,000 | 78,326,000 | 79,015,000 | 76,835,000 |
| Allowance for loan losses | 2,339,000 | 2,339,000 | 2,339,000 | 2,339,000 |
| Securities available for sale | 51,589,000 | 49,123,000 | 44,162,000 | 43,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,481,000 | 109,290,000 | 104,585,000 | 113,143,000 |
| Interest-bearing deposits | 81,469,000 | 82,423,000 | 78,772,000 | 87,002,000 |
| Noninterest-bearing deposits | 25,012,000 | 26,867,000 | 25,813,000 | 26,141,000 |
| Equity capital | 18,465,000 | 18,402,000 | 18,654,000 | 18,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,319,000 | 3,563,000 | 4,759,000 |
| Interest expense | 100,000 | 200,000 | 300,000 | 393,000 |
| Net interest income | 1,044,000 | 2,119,000 | 3,263,000 | 4,366,000 |
| Noninterest income | 153,000 | 281,000 | 425,000 | 600,000 |
| Noninterest expense | 817,000 | 1,601,000 | 2,421,000 | 3,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 397,000 | 855,000 | 1,337,000 | 1,816,000 |
| Income tax | 89,000 | 188,000 | 299,000 | 342,000 |
| Net income | 308,000 | 667,000 | 1,038,000 | 1,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,867,000 | 17,686,000 | 18,057,000 | 18,493,000 |
| Total capital | 18,953,000 | 18,893,000 | 19,265,000 | 19,674,000 |
| Risk-weighted assets | 85,627,000 | 95,459,000 | 95,516,000 | 93,384,000 |