Call reports 2025
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2025
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 107,585,000 | 110,835,000 | 106,333,000 | 107,554,000 |
| Total loans | 96,392,000 | 97,679,000 | 95,128,000 | 97,032,000 |
| Allowance for loan losses | 795,000 | 800,000 | 804,000 | 809,000 |
| Securities available for sale | 1,427,000 | 1,429,000 | 1,717,000 | 1,582,000 |
| Securities held to maturity | 221,000 | 211,000 | 211,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,783,000 | 76,642,000 | 76,199,000 | 77,483,000 |
| Interest-bearing deposits | 64,800,000 | 66,674,000 | 66,080,000 | 65,504,000 |
| Noninterest-bearing deposits | 9,983,000 | 9,968,000 | 10,119,000 | 11,979,000 |
| Equity capital | 9,257,000 | 9,404,000 | 9,569,000 | 9,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,552,000 | 3,891,000 | 5,227,000 |
| Interest expense | 584,000 | 1,192,000 | 1,816,000 | 2,421,000 |
| Net interest income | 652,000 | 1,360,000 | 2,075,000 | 2,806,000 |
| Noninterest income | 31,000 | 52,000 | 70,000 | 89,000 |
| Noninterest expense | 549,000 | 1,123,000 | 1,702,000 | 2,360,000 |
| Provision for loan losses | 4,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 130,000 | 280,000 | 429,000 | 517,000 |
| Income tax | 26,000 | 46,000 | 73,000 | 92,000 |
| Net income | 104,000 | 234,000 | 356,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,227,000 | 9,358,000 | 9,482,000 | 9,548,000 |
| Total capital | 10,022,000 | 10,158,000 | 10,287,000 | 10,357,000 |
| Risk-weighted assets | 68,737,000 | 70,691,000 | 68,028,000 | 73,396,000 |