Call reports 2024
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2024
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 98,935,000 | 101,075,000 | 102,384,000 | 103,557,000 |
| Total loans | 88,142,000 | 90,260,000 | 91,168,000 | 94,112,000 |
| Allowance for loan losses | 791,000 | 791,000 | 791,000 | 791,000 |
| Securities available for sale | 1,435,000 | 1,424,000 | 1,437,000 | 1,429,000 |
| Securities held to maturity | 231,000 | 221,000 | 221,000 | 221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,505,000 | 67,804,000 | 70,763,000 | 72,143,000 |
| Interest-bearing deposits | 56,421,000 | 58,406,000 | 60,362,000 | 62,057,000 |
| Noninterest-bearing deposits | 9,084,000 | 9,398,000 | 10,401,000 | 10,086,000 |
| Equity capital | 9,016,000 | 9,050,000 | 9,095,000 | 9,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,173,000 | 3,343,000 | 4,555,000 |
| Interest expense | 550,000 | 1,150,000 | 1,777,000 | 2,384,000 |
| Net interest income | 512,000 | 1,023,000 | 1,566,000 | 2,171,000 |
| Noninterest income | 21,000 | 46,000 | 69,000 | 96,000 |
| Noninterest expense | 500,000 | 997,000 | 1,525,000 | 2,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 72,000 | 110,000 | 147,000 |
| Income tax | 5,000 | 2,000 | 9,000 | 15,000 |
| Net income | 28,000 | 70,000 | 101,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,019,000 | 9,061,000 | 9,093,000 | 9,124,000 |
| Total capital | — | — | 9,884,000 | 9,915,000 |
| Risk-weighted assets | — | — | 66,367,000 | 67,566,000 |