Call reports 2023
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2023
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 99,634,000 | 91,932,000 | 96,053,000 | 95,453,000 |
| Total loans | 79,968,000 | 82,525,000 | 84,882,000 | 86,154,000 |
| Allowance for loan losses | 785,000 | 786,000 | 786,000 | 785,000 |
| Securities available for sale | 1,744,000 | 1,731,000 | 1,723,000 | 1,439,000 |
| Securities held to maturity | 240,000 | 231,000 | 231,000 | 231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,397,000 | 62,876,000 | 64,186,000 | 63,841,000 |
| Interest-bearing deposits | 56,418,000 | 53,729,000 | 54,936,000 | 53,789,000 |
| Noninterest-bearing deposits | 12,979,000 | 9,147,000 | 9,250,000 | 10,052,000 |
| Equity capital | 8,825,000 | 8,906,000 | 8,954,000 | 8,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,753,000 | 2,725,000 | 3,755,000 |
| Interest expense | 295,000 | 677,000 | 1,121,000 | 1,624,000 |
| Net interest income | 556,000 | 1,076,000 | 1,604,000 | 2,131,000 |
| Noninterest income | 19,000 | 43,000 | 67,000 | 86,000 |
| Noninterest expense | 451,000 | 906,000 | 1,396,000 | 1,931,000 |
| Provision for loan losses | 3,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 121,000 | 209,000 | 271,000 | 282,000 |
| Income tax | 24,000 | 22,000 | 34,000 | 39,000 |
| Net income | 97,000 | 187,000 | 237,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,846,000 | 8,935,000 | 8,986,000 | 8,991,000 |