Call reports 2022
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2022
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 77,359,000 | 83,074,000 | 85,678,000 | 93,220,000 |
| Total loans | 68,570,000 | 72,258,000 | 75,125,000 | 78,722,000 |
| Allowance for loan losses | 785,000 | 775,000 | 774,000 | 782,000 |
| Securities available for sale | 1,973,000 | 2,330,000 | 2,306,000 | 1,743,000 |
| Securities held to maturity | 250,000 | 240,000 | 240,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,583,000 | 58,497,000 | 61,154,000 | 64,270,000 |
| Interest-bearing deposits | 48,215,000 | 49,251,000 | 51,067,000 | 52,658,000 |
| Noninterest-bearing deposits | 8,368,000 | 9,246,000 | 10,087,000 | 11,612,000 |
| Equity capital | 8,356,000 | 8,456,000 | 8,606,000 | 8,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,306,000 | 2,049,000 | 2,871,000 |
| Interest expense | 91,000 | 186,000 | 304,000 | 469,000 |
| Net interest income | 534,000 | 1,120,000 | 1,745,000 | 2,402,000 |
| Noninterest income | 20,000 | 44,000 | 69,000 | 100,000 |
| Noninterest expense | 451,000 | 896,000 | 1,337,000 | 1,871,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 100,000 | 262,000 | 468,000 | 619,000 |
| Income tax | 15,000 | 48,000 | 89,000 | 120,000 |
| Net income | 85,000 | 214,000 | 379,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,335,000 | 8,464,000 | 8,630,000 | 8,749,000 |