Call reports 2021
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2021
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 67,717,000 | 67,781,000 | 71,478,000 | 75,350,000 |
| Total loans | 58,140,000 | 59,298,000 | 63,264,000 | 67,414,000 |
| Allowance for loan losses | 770,000 | 772,000 | 776,000 | 782,000 |
| Securities available for sale | 2,570,000 | 2,504,000 | 2,447,000 | 2,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,253,000 | 52,593,000 | 56,152,000 | 55,401,000 |
| Interest-bearing deposits | 44,022,000 | 44,505,000 | 46,878,000 | 47,363,000 |
| Noninterest-bearing deposits | 8,231,000 | 8,088,000 | 9,274,000 | 8,038,000 |
| Equity capital | 8,066,000 | 8,153,000 | 8,233,000 | 8,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,222,000 | 1,832,000 | 2,485,000 |
| Interest expense | 95,000 | 176,000 | 257,000 | 340,000 |
| Net interest income | 526,000 | 1,046,000 | 1,575,000 | 2,145,000 |
| Noninterest income | 26,000 | 54,000 | 82,000 | 103,000 |
| Noninterest expense | 458,000 | 872,000 | 1,303,000 | 1,765,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 91,000 | 222,000 | 345,000 | 475,000 |
| Income tax | 11,000 | 37,000 | 61,000 | 87,000 |
| Net income | 80,000 | 185,000 | 284,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,942,000 | 8,048,000 | 8,147,000 | 8,250,000 |