Call reports 2020
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2020
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,651,000 | 59,109,000 | 61,993,000 | 63,862,000 |
| Total loans | 45,895,000 | 49,433,000 | 51,555,000 | 53,824,000 |
| Allowance for loan losses | 767,000 | 767,000 | 769,000 | 772,000 |
| Securities available for sale | 3,079,000 | 2,763,000 | 2,698,000 | 2,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,124,000 | 45,426,000 | 48,435,000 | 50,365,000 |
| Interest-bearing deposits | 37,441,000 | 39,082,000 | 41,414,000 | 43,098,000 |
| Noninterest-bearing deposits | 4,683,000 | 6,344,000 | 7,021,000 | 7,267,000 |
| Equity capital | 7,602,000 | 7,838,000 | 7,925,000 | 8,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,207,000 | 1,840,000 | 2,517,000 |
| Interest expense | 104,000 | 208,000 | 312,000 | 411,000 |
| Net interest income | 477,000 | 999,000 | 1,528,000 | 2,106,000 |
| Noninterest income | 28,000 | 48,000 | 74,000 | 99,000 |
| Noninterest expense | 408,000 | 805,000 | 1,243,000 | 1,737,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 5,000 |
| Pretax income | 97,000 | 242,000 | 357,000 | 463,000 |
| Income tax | 9,000 | 37,000 | 61,000 | 81,000 |
| Net income | 88,000 | 205,000 | 296,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,568,000 | 7,685,000 | 7,776,000 | 7,863,000 |