Call reports 2019
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2019
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 50,223,000 | 49,807,000 | 50,303,000 | 51,235,000 |
| Total loans | 40,569,000 | 41,657,000 | 42,556,000 | 43,641,000 |
| Allowance for loan losses | 760,000 | 762,000 | 767,000 | 767,000 |
| Securities available for sale | 3,735,000 | 3,421,000 | 3,327,000 | 3,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,730,000 | 39,724,000 | 40,516,000 | 40,537,000 |
| Interest-bearing deposits | 35,235,000 | 35,684,000 | 36,396,000 | 36,380,000 |
| Noninterest-bearing deposits | 4,495,000 | 4,040,000 | 4,120,000 | 4,157,000 |
| Equity capital | 7,339,000 | 7,434,000 | 7,530,000 | 7,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,038,000 | 1,579,000 | 2,143,000 |
| Interest expense | 79,000 | 170,000 | 263,000 | 357,000 |
| Net interest income | 428,000 | 868,000 | 1,316,000 | 1,786,000 |
| Noninterest income | 26,000 | 55,000 | 86,000 | 127,000 |
| Noninterest expense | 400,000 | 811,000 | 1,225,000 | 1,684,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 112,000 | 177,000 | 229,000 |
| Income tax | 10,000 | 15,000 | 28,000 | 38,000 |
| Net income | 44,000 | 97,000 | 149,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,333,000 | 7,385,000 | 7,439,000 | 7,480,000 |
| Total capital | 7,714,000 | 7,768,000 | 7,836,000 | 7,895,000 |
| Risk-weighted assets | 30,134,000 | 30,315,000 | 31,447,000 | 32,896,000 |