Call reports 2018
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2018
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 51,872,000 | 50,690,000 | 49,160,000 | 50,273,000 |
| Total loans | 39,288,000 | 39,864,000 | 40,004,000 | 41,192,000 |
| Allowance for loan losses | 757,000 | 758,000 | 758,000 | 759,000 |
| Securities available for sale | 4,902,000 | 5,054,000 | 4,573,000 | 3,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,269,000 | 40,976,000 | 39,650,000 | 39,328,000 |
| Interest-bearing deposits | 37,801,000 | 36,801,000 | 35,385,000 | 34,407,000 |
| Noninterest-bearing deposits | 4,468,000 | 4,175,000 | 4,265,000 | 4,921,000 |
| Equity capital | 7,081,000 | 7,122,000 | 7,161,000 | 7,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 1,007,000 | 1,516,000 | 2,065,000 |
| Interest expense | 51,000 | 102,000 | 158,000 | 217,000 |
| Net interest income | 444,000 | 905,000 | 1,358,000 | 1,848,000 |
| Noninterest income | 27,000 | 54,000 | 83,000 | 107,000 |
| Noninterest expense | 391,000 | 778,000 | 1,181,000 | 1,647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 181,000 | 260,000 | 283,000 |
| Income tax | 15,000 | 43,000 | 58,000 | 62,000 |
| Net income | 65,000 | 138,000 | 202,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,133,000 | 7,209,000 | 7,270,000 | 7,289,000 |
| Total capital | 7,504,000 | 7,582,000 | 7,641,000 | 7,669,000 |
| Risk-weighted assets | 29,341,000 | 29,503,000 | 29,303,000 | 30,036,000 |