Call reports 2017
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2017
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 52,543,000 | 51,961,000 | 52,823,000 | 52,223,000 |
| Total loans | 38,706,000 | 39,344,000 | 39,125,000 | 39,330,000 |
| Allowance for loan losses | 766,000 | 766,000 | 766,000 | 766,000 |
| Securities available for sale | 5,153,000 | 4,938,000 | 4,824,000 | 4,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,381,000 | 41,619,000 | 42,675,000 | 42,399,000 |
| Interest-bearing deposits | 37,589,000 | 37,757,000 | 38,473,000 | 37,860,000 |
| Noninterest-bearing deposits | 4,792,000 | 3,862,000 | 4,202,000 | 4,539,000 |
| Equity capital | 6,933,000 | 7,091,000 | 7,148,000 | 7,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 1,002,000 | 1,517,000 | 2,063,000 |
| Interest expense | 50,000 | 101,000 | 154,000 | 202,000 |
| Net interest income | 445,000 | 901,000 | 1,363,000 | 1,861,000 |
| Noninterest income | 29,000 | 58,000 | 89,000 | 114,000 |
| Noninterest expense | 384,000 | 748,000 | 1,151,000 | 1,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 211,000 | 301,000 | 373,000 |
| Income tax | 27,000 | 62,000 | 90,000 | 110,000 |
| Net income | 63,000 | 149,000 | 211,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,944,000 | 7,031,000 | 7,092,000 | 7,068,000 |
| Total capital | 7,318,000 | 7,415,000 | 7,484,000 | 7,448,000 |
| Risk-weighted assets | 29,548,000 | 30,348,000 | 31,012,000 | 30,019,000 |