Call reports 2016
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2016
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 49,627,000 | 49,265,000 | 49,742,000 | 52,650,000 |
| Total loans | 36,303,000 | 36,737,000 | 37,925,000 | 39,815,000 |
| Allowance for loan losses | 765,000 | 766,000 | 766,000 | 766,000 |
| Securities available for sale | 6,152,000 | 5,955,000 | 5,709,000 | 5,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,626,000 | 39,234,000 | 39,748,000 | 42,252,000 |
| Interest-bearing deposits | 35,631,000 | 35,493,000 | 35,422,000 | 37,451,000 |
| Noninterest-bearing deposits | 3,995,000 | 3,741,000 | 4,326,000 | 4,801,000 |
| Equity capital | 6,730,000 | 6,824,000 | 6,911,000 | 6,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 980,000 | 1,480,000 | 1,990,000 |
| Interest expense | 56,000 | 110,000 | 165,000 | 218,000 |
| Net interest income | 433,000 | 870,000 | 1,315,000 | 1,772,000 |
| Noninterest income | 29,000 | 61,000 | 94,000 | 123,000 |
| Noninterest expense | 390,000 | 773,000 | 1,133,000 | 1,561,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 158,000 | 276,000 | 334,000 |
| Income tax | 21,000 | 46,000 | 82,000 | 98,000 |
| Net income | 51,000 | 112,000 | 194,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,701,000 | 6,761,000 | 6,843,000 | 6,881,000 |
| Total capital | 7,055,000 | 7,109,000 | 7,199,000 | 7,268,000 |
| Risk-weighted assets | 27,963,000 | 27,495,000 | 28,128,000 | 30,606,000 |