Call reports 2014
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2014
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 54,117,000 | 51,449,000 | 49,704,000 | 49,252,000 |
| Total loans | 35,181,000 | 35,086,000 | 35,080,000 | 35,572,000 |
| Allowance for loan losses | 738,000 | 745,000 | 752,000 | 755,000 |
| Securities available for sale | 4,069,000 | 4,704,000 | 4,954,000 | 5,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,948,000 | 41,240,000 | 39,506,000 | 39,068,000 |
| Interest-bearing deposits | 40,105,000 | 37,588,000 | 36,003,000 | 34,964,000 |
| Noninterest-bearing deposits | 3,843,000 | 3,652,000 | 3,503,000 | 4,104,000 |
| Equity capital | 6,272,000 | 6,356,000 | 6,411,000 | 6,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 963,000 | 1,439,000 | 1,927,000 |
| Interest expense | 69,000 | 137,000 | 204,000 | 265,000 |
| Net interest income | 414,000 | 826,000 | 1,235,000 | 1,662,000 |
| Noninterest income | 29,000 | 67,000 | 101,000 | 135,000 |
| Noninterest expense | 358,000 | 717,000 | 1,085,000 | 1,493,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 79,000 | 164,000 | 233,000 | 280,000 |
| Income tax | 23,000 | 48,000 | 68,000 | 81,000 |
| Net income | 56,000 | 116,000 | 165,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,295,000 | 6,355,000 | 6,405,000 | 6,438,000 |
| Total capital | 6,633,000 | 6,683,000 | 6,728,000 | 6,764,000 |
| Risk-weighted assets | 26,650,000 | 25,787,000 | 25,402,000 | 25,632,000 |