Call reports 2016
DELTA BANK, NATIONAL ASSOCIATION — 2016
What DELTA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 106,042,000 | 108,985,000 | 112,206,000 |
| Total loans | 42,632,000 | 40,831,000 | 41,048,000 |
| Allowance for loan losses | 588,000 | 588,000 | 588,000 |
| Securities available for sale | 38,950,000 | 45,424,000 | 43,074,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 97,166,000 | 100,146,000 | 104,387,000 |
| Interest-bearing deposits | 69,632,000 | 70,896,000 | 71,945,000 |
| Noninterest-bearing deposits | 27,534,000 | 29,250,000 | 32,442,000 |
| Equity capital | 8,553,000 | 8,460,000 | 7,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 731,000 | 1,605,000 | 2,303,000 |
| Interest expense | 8,000 | 16,000 | 24,000 |
| Net interest income | 723,000 | 1,589,000 | 2,279,000 |
| Noninterest income | 81,000 | 105,000 | 193,000 |
| Noninterest expense | 986,000 | 2,242,000 | 3,941,000 |
| Provision for loan losses | 0 | -282,000 | -282,000 |
| Pretax income | -182,000 | -266,000 | -1,187,000 |
| Income tax | 0 | 2,000 | 2,000 |
| Net income | -182,000 | -268,000 | -1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 8,722,000 | 8,636,000 | 7,715,000 |
| Total capital | 9,341,000 | 9,216,000 | 8,303,000 |
| Risk-weighted assets | 50,058,000 | 46,388,000 | 46,965,000 |