Call reports 2015
DELTA BANK, NATIONAL ASSOCIATION — 2015
What DELTA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 104,305,000 | 102,418,000 | 104,242,000 | 102,156,000 |
| Total loans | 38,367,000 | 38,026,000 | 38,830,000 | 42,436,000 |
| Allowance for loan losses | 602,000 | 548,000 | 548,000 | 588,000 |
| Securities available for sale | 34,662,000 | 33,230,000 | 33,412,000 | 36,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,039,000 | 93,170,000 | 95,669,000 | 93,146,000 |
| Interest-bearing deposits | 68,345,000 | 68,124,000 | 69,002,000 | 67,376,000 |
| Noninterest-bearing deposits | 26,694,000 | 25,046,000 | 26,667,000 | 25,770,000 |
| Equity capital | 8,953,000 | 8,910,000 | 8,255,000 | 8,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,351,000 | 1,993,000 | 2,689,000 |
| Interest expense | 8,000 | 15,000 | 24,000 | 32,000 |
| Net interest income | 626,000 | 1,336,000 | 1,969,000 | 2,657,000 |
| Noninterest income | 88,000 | 353,000 | 368,000 | 1,204,000 |
| Noninterest expense | 1,007,000 | 2,053,000 | 3,316,000 | 4,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -293,000 | -364,000 | -979,000 | -385,000 |
| Income tax | 0 | 2,000 | 2,000 | 8,000 |
| Net income | -293,000 | -366,000 | -981,000 | -393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,006,000 | 8,933,000 | 8,318,000 | 8,906,000 |
| Total capital | 9,618,000 | 9,513,000 | 8,898,000 | 9,526,000 |
| Risk-weighted assets | 48,978,000 | 47,258,000 | 48,980,000 | 49,933,000 |