Call reports 2014
DELTA BANK, NATIONAL ASSOCIATION — 2014
What DELTA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 98,054,000 | 97,175,000 | 101,639,000 | 101,981,000 |
| Total loans | 33,914,000 | 33,637,000 | 34,689,000 | 35,429,000 |
| Allowance for loan losses | 766,000 | 652,000 | 602,000 | 602,000 |
| Securities available for sale | 31,869,000 | 30,797,000 | 34,254,000 | 35,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,634,000 | 88,542,000 | 93,373,000 | 92,402,000 |
| Interest-bearing deposits | 63,648,000 | 64,946,000 | 67,214,000 | 68,098,000 |
| Noninterest-bearing deposits | 25,986,000 | 23,596,000 | 26,159,000 | 24,304,000 |
| Equity capital | 8,196,000 | 8,388,000 | 7,952,000 | 9,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,325,000 | 1,954,000 | 2,644,000 |
| Interest expense | 8,000 | 15,000 | 23,000 | 31,000 |
| Net interest income | 649,000 | 1,310,000 | 1,931,000 | 2,613,000 |
| Noninterest income | 649,000 | 1,134,000 | 1,108,000 | 1,187,000 |
| Noninterest expense | 1,034,000 | 2,132,000 | 3,186,000 | 4,715,000 |
| Provision for loan losses | 0 | -110,000 | -160,000 | -160,000 |
| Pretax income | 264,000 | 422,000 | 13,000 | -755,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 264,000 | 420,000 | 11,000 | -757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,216,000 | 8,373,000 | 7,964,000 | 9,294,000 |
| Total capital | 8,789,000 | 8,941,000 | 8,546,000 | 9,873,000 |
| Risk-weighted assets | 45,641,000 | 45,301,000 | 46,540,000 | 46,229,000 |