Call reports 2016
BRAND BANKING COMPANY, THE — 2016
What BRAND BANKING COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,258,682,000 | 2,379,081,000 | 2,400,658,000 | 2,395,365,000 |
| Total loans | 1,898,038,000 | 2,030,924,000 | 2,024,090,000 | 1,796,148,000 |
| Allowance for loan losses | 22,058,000 | 18,983,000 | 19,224,000 | 19,992,000 |
| Securities available for sale | 132,381,000 | 126,503,000 | 131,852,000 | 148,813,000 |
| Securities held to maturity | 7,752,000 | 7,368,000 | 6,955,000 | 42,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,882,819,000 | 1,952,377,000 | 2,047,631,000 | 2,099,104,000 |
| Interest-bearing deposits | 1,582,459,000 | 1,624,111,000 | 1,694,779,000 | 1,753,210,000 |
| Noninterest-bearing deposits | 300,360,000 | 328,266,000 | 352,853,000 | 345,894,000 |
| Equity capital | 221,853,000 | 227,329,000 | 231,436,000 | 219,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,840,000 | 46,653,000 | 71,677,000 | 95,367,000 |
| Interest expense | 3,323,000 | 6,778,000 | 10,553,000 | 14,458,000 |
| Net interest income | 19,517,000 | 39,875,000 | 61,124,000 | 80,909,000 |
| Noninterest income | 11,770,000 | 27,624,000 | 41,066,000 | 46,581,000 |
| Noninterest expense | 23,396,000 | 50,545,000 | 78,130,000 | 103,216,000 |
| Provision for loan losses | 1,000,000 | 2,000,000 | 3,000,000 | 20,000,000 |
| Pretax income | 6,948,000 | 15,011,000 | 21,117,000 | 4,419,000 |
| Income tax | 2,555,000 | 5,449,000 | 7,663,000 | 1,017,000 |
| Net income | 4,393,000 | 9,562,000 | 13,454,000 | 3,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,940,000 | 219,088,000 | 225,017,000 | 209,436,000 |
| Total capital | 233,998,000 | 238,071,000 | 244,241,000 | 229,526,000 |
| Risk-weighted assets | 1,949,181,000 | 2,087,101,000 | 2,129,096,000 | 1,892,636,000 |