Call reports 2015
BRAND BANKING COMPANY, THE — 2015
What BRAND BANKING COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,959,350,000 | 2,073,794,000 | 2,209,229,000 | 2,232,957,000 |
| Total loans | 1,647,335,000 | 1,766,526,000 | 1,826,424,000 | 1,867,667,000 |
| Allowance for loan losses | 21,231,000 | 20,575,000 | 21,277,000 | 22,171,000 |
| Securities available for sale | 124,776,000 | 132,978,000 | 129,852,000 | 147,703,000 |
| Securities held to maturity | 9,203,000 | 8,755,000 | 8,357,000 | 8,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,643,498,000 | 1,729,069,000 | 1,845,469,000 | 1,864,982,000 |
| Interest-bearing deposits | 1,435,402,000 | 1,501,814,000 | 1,566,737,000 | 1,599,409,000 |
| Noninterest-bearing deposits | 208,096,000 | 227,255,000 | 278,732,000 | 265,573,000 |
| Equity capital | 207,888,000 | 210,815,000 | 215,668,000 | 216,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,466,000 | 40,220,000 | 62,877,000 | 86,343,000 |
| Interest expense | 2,586,000 | 5,486,000 | 8,649,000 | 11,908,000 |
| Net interest income | 16,880,000 | 34,734,000 | 54,228,000 | 74,435,000 |
| Noninterest income | 11,915,000 | 26,376,000 | 41,458,000 | 51,847,000 |
| Noninterest expense | 22,946,000 | 48,416,000 | 75,292,000 | 100,746,000 |
| Provision for loan losses | 1,000,000 | 2,000,000 | 2,750,000 | 4,500,000 |
| Pretax income | 4,849,000 | 10,694,000 | 17,643,000 | 21,037,000 |
| Income tax | 1,722,000 | 3,798,000 | 6,366,000 | 7,843,000 |
| Net income | 3,127,000 | 6,896,000 | 11,277,000 | 13,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,916,000 | 193,728,000 | 202,274,000 | 206,154,000 |
| Total capital | 209,111,000 | 214,303,000 | 223,551,000 | 228,325,000 |
| Risk-weighted assets | 1,695,640,000 | 1,782,622,000 | 1,863,119,000 | 1,899,377,000 |