Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 468,401,000 | 481,489,000 | 495,188,000 | 513,050,000 |
| Total loans | 383,503,000 | 401,735,000 | 414,605,000 | 418,116,000 |
| Allowance for loan losses | 4,508,000 | 4,650,000 | 4,773,000 | 5,503,000 |
| Securities available for sale | 53,496,000 | 52,719,000 | 52,688,000 | 51,863,000 |
| Securities held to maturity | 0 | 0 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,652,000 | 414,243,000 | 430,843,000 | 451,813,000 |
| Interest-bearing deposits | 381,428,000 | 377,544,000 | 396,037,000 | 409,361,000 |
| Noninterest-bearing deposits | 36,224,000 | 36,699,000 | 34,806,000 | 42,452,000 |
| Equity capital | 36,108,000 | 38,483,000 | 41,691,000 | 43,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,020,000 | 16,300,000 | 25,082,000 | 34,078,000 |
| Interest expense | 3,381,000 | 6,790,000 | 10,438,000 | 14,088,000 |
| Net interest income | 4,639,000 | 9,510,000 | 14,644,000 | 19,990,000 |
| Noninterest income | 399,000 | 828,000 | 1,243,000 | 1,664,000 |
| Noninterest expense | 2,401,000 | 4,832,000 | 7,219,000 | 9,900,000 |
| Provision for loan losses | 120,000 | 267,000 | 387,000 | 1,207,000 |
| Pretax income | 2,517,000 | 5,231,000 | 8,273,000 | 10,539,000 |
| Income tax | 584,000 | 1,248,000 | 1,995,000 | 2,578,000 |
| Net income | 1,933,000 | 3,983,000 | 6,278,000 | 7,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,604,000 | 45,663,000 | 47,967,000 | 48,907,000 |
| Total capital | 48,211,000 | 50,413,000 | 52,840,000 | 53,897,000 |
| Risk-weighted assets | 378,614,000 | 395,776,000 | 398,132,000 | 398,456,000 |