Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 430,814,000 | 444,752,000 | 468,145,000 | 460,869,000 |
| Total loans | 339,580,000 | 356,548,000 | 357,937,000 | 365,694,000 |
| Allowance for loan losses | 3,639,000 | 3,750,000 | 3,863,000 | 4,404,000 |
| Securities available for sale | 58,061,000 | 57,859,000 | 56,856,000 | 53,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,852,000 | 396,090,000 | 416,067,000 | 413,188,000 |
| Interest-bearing deposits | 347,896,000 | 361,147,000 | 380,091,000 | 373,561,000 |
| Noninterest-bearing deposits | 33,956,000 | 34,943,000 | 35,976,000 | 39,627,000 |
| Equity capital | 29,676,000 | 31,422,000 | 34,713,000 | 33,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,857,000 | 14,253,000 | 22,056,000 | 30,084,000 |
| Interest expense | 3,229,000 | 6,777,000 | 10,513,000 | 14,301,000 |
| Net interest income | 3,628,000 | 7,476,000 | 11,543,000 | 15,783,000 |
| Noninterest income | 415,000 | 748,000 | 1,126,000 | 1,476,000 |
| Noninterest expense | 2,049,000 | 4,163,000 | 6,335,000 | 8,679,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 980,000 |
| Pretax income | 1,874,000 | 3,821,000 | 5,943,000 | 7,569,000 |
| Income tax | 465,000 | 955,000 | 1,496,000 | 1,756,000 |
| Net income | 1,409,000 | 2,866,000 | 4,447,000 | 5,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,241,000 | 39,705,000 | 41,291,000 | 41,663,000 |
| Total capital | 41,980,000 | 43,555,000 | 45,254,000 | 46,167,000 |
| Risk-weighted assets | 333,131,000 | 346,953,000 | 357,990,000 | 365,260,000 |