Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 379,616,000 | 384,811,000 | 398,906,000 | 419,413,000 |
| Total loans | 288,770,000 | 300,491,000 | 315,984,000 | 329,092,000 |
| Allowance for loan losses | 3,192,000 | 3,309,000 | 3,430,000 | 3,523,000 |
| Securities available for sale | 62,506,000 | 61,061,000 | 57,003,000 | 59,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,113,000 | 351,312,000 | 356,244,000 | 373,609,000 |
| Interest-bearing deposits | 304,566,000 | 310,359,000 | 321,118,000 | 334,468,000 |
| Noninterest-bearing deposits | 42,547,000 | 40,953,000 | 35,126,000 | 39,141,000 |
| Equity capital | 25,669,000 | 26,649,000 | 25,513,000 | 28,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,088,000 | 10,720,000 | 16,644,000 | 22,993,000 |
| Interest expense | 1,765,000 | 4,021,000 | 6,696,000 | 9,689,000 |
| Net interest income | 3,323,000 | 6,699,000 | 9,948,000 | 13,304,000 |
| Noninterest income | 337,000 | 685,000 | 1,016,000 | 1,184,000 |
| Noninterest expense | 1,970,000 | 3,964,000 | 5,967,000 | 8,032,000 |
| Provision for loan losses | 40,000 | 140,000 | 260,000 | 380,000 |
| Pretax income | 1,570,000 | 3,180,000 | 4,637,000 | 5,976,000 |
| Income tax | 384,000 | 794,000 | 1,169,000 | 1,387,000 |
| Net income | 1,186,000 | 2,386,000 | 3,468,000 | 4,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,309,000 | 35,514,000 | 36,601,000 | 36,828,000 |
| Total capital | 37,581,000 | 38,923,000 | 40,131,000 | 40,451,000 |
| Risk-weighted assets | 288,605,000 | 298,811,000 | 315,036,000 | 325,872,000 |