Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 326,898,000 | 327,517,000 | 330,051,000 | 350,306,000 |
| Total loans | 211,548,000 | 228,334,000 | 244,990,000 | 267,272,000 |
| Allowance for loan losses | 2,362,000 | 2,453,000 | 2,570,000 | 3,159,000 |
| Securities available for sale | 65,108,000 | 65,806,000 | 61,017,000 | 61,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,929,000 | 303,367,000 | 303,042,000 | 319,071,000 |
| Interest-bearing deposits | 255,150,000 | 258,515,000 | 258,663,000 | 274,207,000 |
| Noninterest-bearing deposits | 45,779,000 | 44,852,000 | 44,379,000 | 44,864,000 |
| Equity capital | 24,612,000 | 22,923,000 | 21,333,000 | 23,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,655,000 | 7,682,000 | 11,957,000 | 16,568,000 |
| Interest expense | 597,000 | 1,236,000 | 1,948,000 | 3,125,000 |
| Net interest income | 3,058,000 | 6,446,000 | 10,009,000 | 13,443,000 |
| Noninterest income | 293,000 | 598,000 | 963,000 | 1,215,000 |
| Noninterest expense | 1,813,000 | 3,641,000 | 5,545,000 | 7,550,000 |
| Provision for loan losses | 90,000 | 180,000 | 310,000 | 910,000 |
| Pretax income | 1,448,000 | 3,223,000 | 5,118,000 | 6,199,000 |
| Income tax | 357,000 | 808,000 | 1,287,000 | 1,423,000 |
| Net income | 1,091,000 | 2,415,000 | 3,831,000 | 4,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,415,000 | 30,745,000 | 32,166,000 | 33,117,000 |
| Total capital | 31,777,000 | 33,198,000 | 34,736,000 | 36,276,000 |
| Risk-weighted assets | 221,275,000 | 238,957,000 | 257,747,000 | 272,740,000 |