Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 258,921,000 | 274,439,000 | 288,925,000 | 310,062,000 |
| Total loans | 158,541,000 | 172,513,000 | 185,747,000 | 199,216,000 |
| Allowance for loan losses | 1,634,000 | 1,694,000 | 1,761,000 | 2,282,000 |
| Securities available for sale | 29,984,000 | 40,950,000 | 54,351,000 | 60,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,808,000 | 252,322,000 | 265,772,000 | 280,921,000 |
| Interest-bearing deposits | 198,641,000 | 213,235,000 | 225,675,000 | 232,450,000 |
| Noninterest-bearing deposits | 37,167,000 | 39,087,000 | 40,097,000 | 48,471,000 |
| Equity capital | 19,982,000 | 21,067,000 | 21,859,000 | 27,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,985,000 | 6,351,000 | 9,764,000 | 13,474,000 |
| Interest expense | 496,000 | 1,061,000 | 1,641,000 | 2,231,000 |
| Net interest income | 2,489,000 | 5,290,000 | 8,123,000 | 11,243,000 |
| Noninterest income | 277,000 | 524,000 | 797,000 | 1,032,000 |
| Noninterest expense | 1,523,000 | 3,117,000 | 4,786,000 | 6,628,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 800,000 |
| Pretax income | 1,170,000 | 2,549,000 | 3,912,000 | 4,850,000 |
| Income tax | 289,000 | 643,000 | 976,000 | 1,113,000 |
| Net income | 881,000 | 1,906,000 | 2,936,000 | 3,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,959,000 | 20,985,000 | 22,014,000 | 28,319,000 |
| Total capital | 21,593,000 | 22,679,000 | 23,775,000 | 30,601,000 |
| Risk-weighted assets | 160,798,000 | 174,113,000 | 188,290,000 | 204,271,000 |