Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 165,166,000 | 180,651,000 | 192,781,000 | 208,378,000 |
| Total loans | 135,000,000 | 142,552,000 | 151,226,000 | 153,650,000 |
| Allowance for loan losses | 1,449,000 | 1,491,000 | 1,539,000 | 1,580,000 |
| Securities available for sale | 17,693,000 | 17,909,000 | 18,290,000 | 19,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,795,000 | 161,271,000 | 172,490,000 | 188,540,000 |
| Interest-bearing deposits | 122,167,000 | 130,687,000 | 142,534,000 | 153,224,000 |
| Noninterest-bearing deposits | 27,628,000 | 30,584,000 | 29,956,000 | 35,316,000 |
| Equity capital | 14,297,000 | 15,322,000 | 16,121,000 | 16,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,599,000 | 5,341,000 | 8,100,000 | 10,929,000 |
| Interest expense | 454,000 | 910,000 | 1,379,000 | 1,868,000 |
| Net interest income | 2,145,000 | 4,431,000 | 6,721,000 | 9,061,000 |
| Noninterest income | 220,000 | 525,000 | 724,000 | 922,000 |
| Noninterest expense | 1,410,000 | 2,902,000 | 4,347,000 | 5,905,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 895,000 | 1,951,000 | 2,936,000 | 3,860,000 |
| Income tax | 229,000 | 471,000 | 724,000 | 959,000 |
| Net income | 666,000 | 1,480,000 | 2,212,000 | 2,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,405,000 | 14,919,000 | 15,651,000 | 16,340,000 |
| Total capital | 15,854,000 | 16,410,000 | 17,190,000 | 17,920,000 |
| Risk-weighted assets | 127,322,000 | 134,770,000 | 142,925,000 | 144,578,000 |