Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 153,309,000 | 154,772,000 | 155,149,000 | 159,620,000 |
| Total loans | 113,605,000 | 119,505,000 | 123,552,000 | 127,030,000 |
| Allowance for loan losses | 1,245,000 | 1,305,000 | 1,342,000 | 1,390,000 |
| Securities available for sale | 17,785,000 | 18,035,000 | 18,009,000 | 18,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,057,000 | 140,856,000 | 140,489,000 | 144,697,000 |
| Interest-bearing deposits | 114,716,000 | 113,670,000 | 114,154,000 | 114,678,000 |
| Noninterest-bearing deposits | 25,341,000 | 27,186,000 | 26,335,000 | 30,019,000 |
| Equity capital | 12,318,000 | 12,903,000 | 13,505,000 | 13,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,181,000 | 4,494,000 | 6,844,000 | 9,294,000 |
| Interest expense | 380,000 | 788,000 | 1,222,000 | 1,668,000 |
| Net interest income | 1,801,000 | 3,706,000 | 5,622,000 | 7,626,000 |
| Noninterest income | 227,000 | 445,000 | 668,000 | 852,000 |
| Noninterest expense | 1,318,000 | 2,627,000 | 3,921,000 | 5,245,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 260,000 |
| Pretax income | 650,000 | 1,404,000 | 2,189,000 | 3,032,000 |
| Income tax | 159,000 | 348,000 | 555,000 | 793,000 |
| Net income | 491,000 | 1,056,000 | 1,634,000 | 2,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,500,000 | 12,764,000 | 13,343,000 | 13,948,000 |
| Total capital | 13,745,000 | 14,069,000 | 14,685,000 | 15,338,000 |
| Risk-weighted assets | 107,256,000 | 111,345,000 | 111,345,000 | 117,878,000 |