Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 139,553,000 | 141,524,000 | 140,094,000 | 148,754,000 |
| Total loans | 107,347,000 | 111,003,000 | 109,081,000 | 113,883,000 |
| Allowance for loan losses | 1,012,000 | 1,077,000 | 1,106,000 | 1,196,000 |
| Securities available for sale | 15,507,000 | 15,403,000 | 15,076,000 | 15,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,413,000 | 129,956,000 | 128,052,000 | 136,158,000 |
| Interest-bearing deposits | 102,807,000 | 106,072,000 | 103,595,000 | 108,272,000 |
| Noninterest-bearing deposits | 25,606,000 | 23,884,000 | 24,457,000 | 27,886,000 |
| Equity capital | 10,325,000 | 10,715,000 | 11,042,000 | 11,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,980,000 | 6,037,000 | 8,187,000 |
| Interest expense | 245,000 | 522,000 | 845,000 | 1,195,000 |
| Net interest income | 1,724,000 | 3,458,000 | 5,192,000 | 6,992,000 |
| Noninterest income | 250,000 | 460,000 | 674,000 | 834,000 |
| Noninterest expense | 1,284,000 | 2,596,000 | 3,906,000 | 5,182,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 630,000 | 1,202,000 | 1,780,000 | 2,404,000 |
| Income tax | 145,000 | 310,000 | 455,000 | 592,000 |
| Net income | 485,000 | 892,000 | 1,325,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,782,000 | 11,189,000 | 11,622,000 | 12,109,000 |
| Total capital | 11,794,000 | 12,266,000 | 12,728,000 | 13,305,000 |
| Risk-weighted assets | 96,779,000 | 99,764,000 | 101,236,000 | 106,294,000 |