Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 119,199,000 | 127,992,000 | 128,480,000 | 133,658,000 |
| Total loans | 90,898,000 | 98,039,000 | 101,137,000 | 105,047,000 |
| Allowance for loan losses | 773,000 | 856,000 | 926,000 | 969,000 |
| Securities available for sale | 13,484,000 | 14,170,000 | 14,441,000 | 14,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,594,000 | 117,002,000 | 117,115,000 | 122,683,000 |
| Interest-bearing deposits | 77,209,000 | 94,230,000 | 94,595,000 | 96,965,000 |
| Noninterest-bearing deposits | 31,385,000 | 22,772,000 | 22,520,000 | 25,718,000 |
| Equity capital | 9,884,000 | 10,148,000 | 10,380,000 | 10,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,404,000 | 5,253,000 | 7,154,000 |
| Interest expense | 159,000 | 343,000 | 555,000 | 781,000 |
| Net interest income | 1,480,000 | 3,061,000 | 4,698,000 | 6,373,000 |
| Noninterest income | 209,000 | 415,000 | 622,000 | 810,000 |
| Noninterest expense | 1,163,000 | 2,434,000 | 3,641,000 | 4,866,000 |
| Provision for loan losses | 65,000 | 140,000 | 205,000 | 270,000 |
| Pretax income | 461,000 | 902,000 | 1,474,000 | 2,047,000 |
| Income tax | 158,000 | 316,000 | 454,000 | 832,000 |
| Net income | 303,000 | 586,000 | 1,020,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,184,000 | 10,267,000 | 10,501,000 | 10,497,000 |
| Total capital | 10,957,000 | 11,123,000 | 11,427,000 | 11,466,000 |
| Risk-weighted assets | 83,343,000 | 89,092,000 | 91,479,000 | 94,521,000 |