Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,412,000 | 108,089,000 | 107,874,000 | 109,961,000 |
| Total loans | 80,568,000 | 86,774,000 | 85,345,000 | 87,148,000 |
| Allowance for loan losses | 792,000 | 759,000 | 769,000 | 799,000 |
| Securities available for sale | 14,551,000 | 13,836,000 | 13,671,000 | 13,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,435,000 | 97,076,000 | 97,225,000 | 99,511,000 |
| Interest-bearing deposits | 66,849,000 | 66,549,000 | 67,741,000 | 70,493,000 |
| Noninterest-bearing deposits | 29,586,000 | 30,527,000 | 29,484,000 | 29,018,000 |
| Equity capital | 9,402,000 | 9,637,000 | 9,786,000 | 9,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,094,000 | 4,688,000 | 6,279,000 |
| Interest expense | 120,000 | 246,000 | 381,000 | 523,000 |
| Net interest income | 1,400,000 | 2,848,000 | 4,307,000 | 5,756,000 |
| Noninterest income | 158,000 | 260,000 | 410,000 | 583,000 |
| Noninterest expense | 1,050,000 | 2,109,000 | 3,151,000 | 4,248,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 508,000 | 999,000 | 1,553,000 | 2,048,000 |
| Income tax | 100,000 | 301,000 | 568,000 | 639,000 |
| Net income | 408,000 | 698,000 | 985,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,967,000 | 9,413,000 | 9,777,000 | 10,031,000 |
| Total capital | 9,759,000 | 10,172,000 | 10,546,000 | 10,830,000 |
| Risk-weighted assets | 73,810,000 | 78,930,000 | 77,475,000 | 80,280,000 |