Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 95,469,000 | 95,384,000 | 97,841,000 | 103,179,000 |
| Total loans | 68,052,000 | 71,758,000 | 75,246,000 | 78,269,000 |
| Allowance for loan losses | 851,000 | 854,000 | 823,000 | 799,000 |
| Securities available for sale | 17,164,000 | 14,398,000 | 14,162,000 | 13,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,883,000 | 86,614,000 | 88,500,000 | 93,614,000 |
| Interest-bearing deposits | 56,541,000 | 59,061,000 | 62,231,000 | 62,342,000 |
| Noninterest-bearing deposits | 30,342,000 | 27,553,000 | 26,269,000 | 31,272,000 |
| Equity capital | 8,189,000 | 8,223,000 | 8,626,000 | 8,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,660,000 | 4,029,000 | 5,518,000 |
| Interest expense | 104,000 | 213,000 | 329,000 | 446,000 |
| Net interest income | 1,211,000 | 2,447,000 | 3,700,000 | 5,072,000 |
| Noninterest income | 149,000 | 183,000 | 335,000 | 482,000 |
| Noninterest expense | 943,000 | 1,855,000 | 2,866,000 | 3,964,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 417,000 | 791,000 | 1,185,000 | 1,606,000 |
| Income tax | 123,000 | 233,000 | 360,000 | 449,000 |
| Net income | 294,000 | 558,000 | 825,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,465,000 | 7,830,000 | 8,210,000 | 8,616,000 |
| Total capital | 8,240,000 | 8,637,000 | 9,033,000 | 9,415,000 |
| Risk-weighted assets | 62,143,000 | 64,552,000 | 68,071,000 | 71,374,000 |