Call reports 2019
CITIZENS STATE BANK - MIDWEST — 2019
What CITIZENS STATE BANK - MIDWEST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 129,242,000 | 129,252,000 | 129,432,000 | 130,668,000 |
| Total loans | 94,376,000 | 103,026,000 | 103,310,000 | 102,427,000 |
| Allowance for loan losses | 540,000 | 820,000 | 920,000 | 907,000 |
| Securities available for sale | 16,282,000 | 16,066,000 | 14,874,000 | 13,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,775,000 | 106,463,000 | 106,112,000 | 108,424,000 |
| Interest-bearing deposits | 84,532,000 | 82,191,000 | 84,776,000 | 86,775,000 |
| Noninterest-bearing deposits | 23,243,000 | 24,272,000 | 21,336,000 | 21,649,000 |
| Equity capital | 18,129,000 | 18,363,000 | 18,527,000 | 18,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 3,077,000 | 4,713,000 | 6,295,000 |
| Interest expense | 201,000 | 434,000 | 692,000 | 956,000 |
| Net interest income | 1,309,000 | 2,643,000 | 4,021,000 | 5,339,000 |
| Noninterest income | 83,000 | 154,000 | 217,000 | 259,000 |
| Noninterest expense | 793,000 | 1,597,000 | 2,386,000 | 3,201,000 |
| Provision for loan losses | 0 | 280,000 | 380,000 | 380,000 |
| Pretax income | 599,000 | 928,000 | 1,480,000 | 2,025,000 |
| Income tax | 0 | -208,000 | -208,000 | -208,000 |
| Net income | 599,000 | 1,136,000 | 1,688,000 | 2,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,952,000 | 17,127,000 | 17,318,000 | 17,503,000 |
| Total capital | 17,512,000 | 17,971,000 | 18,265,000 | 18,437,000 |
| Risk-weighted assets | 106,412,000 | 111,994,000 | 113,496,000 | 113,821,000 |