Call reports 2018
CITIZENS STATE BANK - MIDWEST — 2018
What CITIZENS STATE BANK - MIDWEST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 125,481,000 | 126,121,000 | 122,955,000 | 125,876,000 |
| Total loans | 87,113,000 | 94,304,000 | 92,308,000 | 92,712,000 |
| Allowance for loan losses | 200,000 | 250,000 | 300,000 | 540,000 |
| Securities available for sale | 17,318,000 | 16,894,000 | 17,144,000 | 16,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,113,000 | 105,154,000 | 101,545,000 | 105,028,000 |
| Interest-bearing deposits | 82,978,000 | 81,677,000 | 78,826,000 | 82,100,000 |
| Noninterest-bearing deposits | 21,135,000 | 23,477,000 | 22,719,000 | 22,928,000 |
| Equity capital | 17,393,000 | 17,736,000 | 18,066,000 | 17,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,618,000 | 4,045,000 | 5,702,000 |
| Interest expense | 55,000 | 131,000 | 214,000 | 323,000 |
| Net interest income | 1,233,000 | 2,487,000 | 3,831,000 | 5,379,000 |
| Noninterest income | 103,000 | 192,000 | 340,000 | 396,000 |
| Noninterest expense | 852,000 | 1,642,000 | 2,424,000 | 3,242,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 391,000 |
| Pretax income | 434,000 | 942,000 | 1,602,000 | 2,147,000 |
| Income tax | 225,000 | 289,000 | 290,000 | 290,000 |
| Net income | 209,000 | 653,000 | 1,312,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,956,000 | 16,479,000 | 16,999,000 | 16,288,000 |
| Total capital | 16,184,000 | 16,759,000 | 17,322,000 | 16,848,000 |
| Risk-weighted assets | 98,690,000 | 104,003,000 | 102,278,000 | 104,694,000 |