Call reports 2017
CITIZENS STATE BANK - MIDWEST — 2017
What CITIZENS STATE BANK - MIDWEST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 116,652,000 | 123,121,000 | 120,908,000 | 124,599,000 |
| Total loans | 86,126,000 | 91,876,000 | 94,909,000 | 90,047,000 |
| Allowance for loan losses | 1,554,000 | 1,557,000 | 1,667,000 | 150,000 |
| Securities available for sale | 17,053,000 | 17,767,000 | 17,200,000 | 17,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,594,000 | 107,655,000 | 100,796,000 | 103,810,000 |
| Interest-bearing deposits | 81,345,000 | 77,620,000 | 81,001,000 | 82,239,000 |
| Noninterest-bearing deposits | 19,249,000 | 30,035,000 | 19,795,000 | 21,571,000 |
| Equity capital | 15,036,000 | 14,574,000 | 14,891,000 | 17,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,370,000 | 3,673,000 | 982,000 |
| Interest expense | 84,000 | 169,000 | 272,000 | 5,000 |
| Net interest income | 1,099,000 | 2,201,000 | 3,401,000 | 977,000 |
| Noninterest income | 119,000 | 231,000 | 486,000 | 102,000 |
| Noninterest expense | 758,000 | 1,488,000 | 2,411,000 | 705,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 460,000 | 944,000 | 1,476,000 | 244,000 |
| Income tax | 158,000 | 346,000 | 525,000 | 0 |
| Net income | 302,000 | 598,000 | 951,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,499,000 | 14,381,000 | 13,869,000 | 16,000,000 |
| Total capital | 15,697,000 | 15,642,000 | 15,158,000 | 16,176,000 |
| Risk-weighted assets | 93,499,000 | 98,774,000 | 100,707,000 | 99,610,000 |