Call reports 2008
CITIZENS STATE BANK - MIDWEST — 2008
What CITIZENS STATE BANK - MIDWEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 148,789,000 | 149,534,000 | 154,530,000 | 159,026,000 |
| Total loans | 111,951,000 | 116,145,000 | 124,052,000 | 122,569,000 |
| Allowance for loan losses | 689,000 | 678,000 | 805,000 | 655,000 |
| Securities available for sale | 23,024,000 | 21,177,000 | 17,945,000 | 21,035,000 |
| Securities held to maturity | 42,000 | 21,000 | 21,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,034,000 | 127,066,000 | 126,612,000 | 133,207,000 |
| Interest-bearing deposits | 106,133,000 | 107,298,000 | 105,094,000 | 109,507,000 |
| Noninterest-bearing deposits | 21,901,000 | 19,768,000 | 21,518,000 | 23,700,000 |
| Equity capital | 13,892,000 | 13,623,000 | 14,017,000 | 14,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,402,000 | 4,619,000 | 6,898,000 | 9,072,000 |
| Interest expense | 965,000 | 1,793,000 | 2,574,000 | 3,293,000 |
| Net interest income | 1,437,000 | 2,826,000 | 4,324,000 | 5,779,000 |
| Noninterest income | 191,000 | 388,000 | 753,000 | 1,101,000 |
| Noninterest expense | 1,281,000 | 2,493,000 | 3,794,000 | 5,100,000 |
| Provision for loan losses | 30,000 | 210,000 | 395,000 | 465,000 |
| Pretax income | 317,000 | 511,000 | 888,000 | 1,315,000 |
| Income tax | 111,000 | 211,000 | 243,000 | 480,000 |
| Net income | 206,000 | 300,000 | 645,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,905,000 | 13,001,000 | 13,350,000 | 13,541,000 |
| Total capital | 13,594,000 | 13,679,000 | 14,155,000 | 14,196,000 |
| Risk-weighted assets | 122,245,000 | 126,345,000 | 132,525,000 | 133,073,000 |
Machine access — free, no API key
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