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Call reports 2008

SUFFOLK COUNTY NATIONAL BANK OF RIVERHEAD, THE — 2008

What SUFFOLK COUNTY NATIONAL BANK OF RIVERHEAD, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/2de8720c-300f-46fe-a5c3-42678d8cce88/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets1,526,277,0001,569,436,0001,626,694,0001,582,361,000
Total loans1,007,688,0001,025,187,0001,061,658,0001,093,521,000
Allowance for loan losses7,852,0007,885,0007,970,0009,051,000
Securities available for sale413,893,000421,097,000387,504,000382,457,000
Securities held to maturity8,910,0008,048,00011,415,00011,830,000
Trading assets0000
Total deposits1,148,135,0001,219,170,0001,316,715,0001,218,600,000
Interest-bearing deposits982,333,0001,020,372,0001,116,747,0001,081,341,000
Noninterest-bearing deposits165,802,000198,798,000199,968,000137,259,000
Equity capital115,493,000115,208,000117,286,000112,337,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income21,968,00043,952,00066,407,00088,457,000
Interest expense6,104,00011,651,00017,420,00022,237,000
Net interest income15,864,00032,301,00048,987,00066,220,000
Noninterest income6,350,0009,042,00011,843,00014,643,000
Noninterest expense10,272,00020,611,00031,872,00042,254,000
Provision for loan losses225,000525,000825,0002,050,000
Pretax income11,717,00020,207,00028,133,00036,559,000
Income tax4,096,0006,795,0008,980,00011,540,000
Net income7,621,00013,412,00019,153,00025,019,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital111,437,000115,075,000118,884,000122,833,000
Total capital119,289,000122,960,000126,854,000131,884,000
Risk-weighted assets1,181,634,0001,212,325,0001,226,841,0001,244,817,000

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