Call reports 2013
MERCHANTS AND FARMERS BANK — 2013
What MERCHANTS AND FARMERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,619,000 | 96,736,000 | 101,186,000 | 100,842,000 |
| Total loans | 50,360,000 | 62,651,000 | 66,741,000 | 57,676,000 |
| Allowance for loan losses | 787,000 | 813,000 | 843,000 | 887,000 |
| Securities available for sale | 22,928,000 | 22,083,000 | 22,135,000 | 23,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,807,000 | 87,196,000 | 88,912,000 | 91,199,000 |
| Interest-bearing deposits | 71,928,000 | 69,384,000 | 69,730,000 | 70,330,000 |
| Noninterest-bearing deposits | 19,879,000 | 17,812,000 | 19,182,000 | 20,869,000 |
| Equity capital | 8,748,000 | 8,603,000 | 8,793,000 | 8,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,850,000 | 2,964,000 | 3,973,000 |
| Interest expense | 105,000 | 205,000 | 303,000 | 396,000 |
| Net interest income | 767,000 | 1,645,000 | 2,661,000 | 3,577,000 |
| Noninterest income | 271,000 | 519,000 | 739,000 | 1,001,000 |
| Noninterest expense | 930,000 | 1,838,000 | 2,796,000 | 3,763,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 78,000 | 302,000 | 552,000 | 733,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 6,000 |
| Net income | 75,000 | 298,000 | 547,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,477,000 | 8,700,000 | 8,949,000 | 8,929,000 |
| Total capital | 9,252,000 | 9,513,000 | 9,792,000 | 9,775,000 |
| Risk-weighted assets | 62,022,000 | 71,432,000 | 75,530,000 | 67,626,000 |
Machine access — free, no API key
Every figure shown here about MERCHANTS AND FARMERS BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.