Call reports 2025
GRUNDY BANK — 2025
What GRUNDY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 360,404,000 | 470,326,000 | 412,515,000 | 372,059,000 |
| Total loans | 252,138,000 | 258,211,000 | 269,369,000 | 264,578,000 |
| Allowance for loan losses | 2,933,000 | 2,972,000 | 3,082,000 | 3,013,000 |
| Securities available for sale | 38,975,000 | 38,956,000 | 45,096,000 | 42,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,601,000 | 419,907,000 | 360,623,000 | 318,183,000 |
| Interest-bearing deposits | 158,606,000 | 276,523,000 | 214,978,000 | 173,835,000 |
| Noninterest-bearing deposits | 151,995,000 | 143,384,000 | 145,645,000 | 144,348,000 |
| Equity capital | 48,029,000 | 48,365,000 | 49,395,000 | 52,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,746,000 | 10,091,000 | 15,734,000 | 21,172,000 |
| Interest expense | 561,000 | 1,432,000 | 2,445,000 | 3,186,000 |
| Net interest income | 4,185,000 | 8,659,000 | 13,289,000 | 17,986,000 |
| Noninterest income | 833,000 | 1,768,000 | 2,671,000 | 3,605,000 |
| Noninterest expense | 2,161,000 | 4,596,000 | 6,990,000 | 9,827,000 |
| Provision for loan losses | 10,000 | 82,000 | 226,000 | 156,000 |
| Pretax income | 2,854,000 | 5,766,000 | 8,769,000 | 11,641,000 |
| Income tax | 22,000 | 58,000 | 112,000 | 170,000 |
| Net income | 2,832,000 | 5,708,000 | 8,657,000 | 11,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,104,000 | 44,481,000 | 45,429,000 | 48,247,000 |
| Total capital | 46,926,000 | 47,380,000 | 48,405,000 | 51,197,000 |
| Risk-weighted assets | 225,470,000 | 231,714,000 | 237,791,000 | 235,830,000 |