Call reports 2022
GRUNDY BANK — 2022
What GRUNDY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 370,420,000 | 391,240,000 | 413,132,000 | 363,421,000 |
| Total loans | 184,822,000 | 195,973,000 | 208,986,000 | 215,272,000 |
| Allowance for loan losses | 2,880,000 | 2,676,000 | 2,774,000 | 2,716,000 |
| Securities available for sale | 35,936,000 | 35,527,000 | 35,280,000 | 38,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,530,000 | 352,649,000 | 373,740,000 | 322,140,000 |
| Interest-bearing deposits | 165,040,000 | 204,166,000 | 220,099,000 | 169,220,000 |
| Noninterest-bearing deposits | 162,490,000 | 148,483,000 | 153,641,000 | 152,920,000 |
| Equity capital | 36,813,000 | 37,315,000 | 37,997,000 | 40,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,670,000 | 7,970,000 | 11,774,000 |
| Interest expense | 37,000 | 98,000 | 433,000 | 747,000 |
| Net interest income | 2,130,000 | 4,572,000 | 7,537,000 | 11,027,000 |
| Noninterest income | 675,000 | 1,336,000 | 2,002,000 | 2,742,000 |
| Noninterest expense | 1,903,000 | 3,802,000 | 5,815,000 | 8,036,000 |
| Provision for loan losses | 0 | -200,000 | -95,000 | -150,000 |
| Pretax income | 902,000 | 2,306,000 | 3,819,000 | 5,883,000 |
| Income tax | 35,000 | 45,000 | 68,000 | 90,000 |
| Net income | 867,000 | 2,261,000 | 3,751,000 | 5,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,096,000 | 33,789,000 | 34,535,000 | 36,577,000 |
| Total capital | 35,244,000 | 36,055,000 | 36,967,000 | 39,048,000 |
| Risk-weighted assets | 171,142,000 | 180,893,000 | 194,202,000 | 197,422,000 |