Call reports 2019
GRUNDY BANK — 2019
What GRUNDY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 271,970,000 | 295,557,000 | 277,932,000 | 275,209,000 |
| Total loans | 173,129,000 | 175,224,000 | 176,113,000 | 180,873,000 |
| Allowance for loan losses | 2,174,000 | 2,156,000 | 2,160,000 | 2,163,000 |
| Securities available for sale | 35,843,000 | 34,970,000 | 31,996,000 | 30,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,868,000 | 260,608,000 | 245,901,000 | 242,232,000 |
| Interest-bearing deposits | 129,564,000 | 156,168,000 | 147,631,000 | 142,039,000 |
| Noninterest-bearing deposits | 109,304,000 | 104,440,000 | 98,270,000 | 100,193,000 |
| Equity capital | 30,406,000 | 32,159,000 | 30,731,000 | 28,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,771,000 | 5,582,000 | 8,597,000 | 11,380,000 |
| Interest expense | 62,000 | 126,000 | 183,000 | 239,000 |
| Net interest income | 2,709,000 | 5,456,000 | 8,414,000 | 11,141,000 |
| Noninterest income | 616,000 | 1,261,000 | 2,026,000 | 2,581,000 |
| Noninterest expense | 1,692,000 | 3,425,000 | 5,289,000 | 7,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,633,000 | 3,292,000 | 5,151,000 | 6,430,000 |
| Income tax | 20,000 | 41,000 | 62,000 | 90,000 |
| Net income | 1,613,000 | 3,251,000 | 5,089,000 | 6,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,509,000 | 28,151,000 | 26,748,000 | 24,913,000 |
| Total capital | 28,513,000 | 30,180,000 | 28,772,000 | 26,976,000 |
| Risk-weighted assets | 160,170,000 | 162,229,000 | 161,751,000 | 164,957,000 |