Call reports 2016
GRUNDY BANK — 2016
What GRUNDY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 268,011,000 | 267,213,000 | 294,687,000 | 269,749,000 |
| Total loans | 156,322,000 | 162,578,000 | 167,791,000 | 174,129,000 |
| Allowance for loan losses | 2,191,000 | 2,224,000 | 2,126,000 | 2,178,000 |
| Securities available for sale | 54,139,000 | 54,176,000 | 51,147,000 | 47,956,000 |
| Securities held to maturity | 147,000 | 147,000 | 147,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,749,000 | 233,821,000 | 261,629,000 | 235,448,000 |
| Interest-bearing deposits | 137,280,000 | 151,769,000 | 174,092,000 | 139,811,000 |
| Noninterest-bearing deposits | 96,469,000 | 82,052,000 | 87,537,000 | 95,637,000 |
| Equity capital | 29,770,000 | 29,262,000 | 29,307,000 | 30,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,110,000 | 4,296,000 | 6,601,000 | 8,966,000 |
| Interest expense | 72,000 | 143,000 | 209,000 | 271,000 |
| Net interest income | 2,038,000 | 4,153,000 | 6,392,000 | 8,695,000 |
| Noninterest income | 696,000 | 1,520,000 | 2,342,000 | 3,124,000 |
| Noninterest expense | 1,733,000 | 3,525,000 | 5,274,000 | 6,931,000 |
| Provision for loan losses | 0 | 37,000 | 77,000 | 178,000 |
| Pretax income | 1,001,000 | 2,111,000 | 3,383,000 | 4,710,000 |
| Income tax | 27,000 | 32,000 | 42,000 | 92,000 |
| Net income | 974,000 | 2,079,000 | 3,341,000 | 4,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,924,000 | 25,364,000 | 25,406,000 | 26,682,000 |
| Total capital | 27,765,000 | 27,260,000 | 27,356,000 | 28,705,000 |
| Risk-weighted assets | 146,930,000 | 151,366,000 | 155,797,000 | 161,693,000 |