Call reports 2015
GRUNDY BANK — 2015
What GRUNDY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 265,202,000 | 325,910,000 | 311,770,000 | 273,046,000 |
| Total loans | 142,502,000 | 147,476,000 | 153,711,000 | 158,280,000 |
| Allowance for loan losses | 2,306,000 | 2,310,000 | 2,327,000 | 2,208,000 |
| Securities available for sale | 57,247,000 | 57,255,000 | 57,192,000 | 55,068,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,503,000 | 291,748,000 | 276,145,000 | 237,303,000 |
| Interest-bearing deposits | 145,419,000 | 210,881,000 | 196,151,000 | 146,421,000 |
| Noninterest-bearing deposits | 85,084,000 | 80,867,000 | 79,994,000 | 90,882,000 |
| Equity capital | 29,560,000 | 29,252,000 | 29,165,000 | 30,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,933,000 | 3,865,000 | 5,919,000 | 8,011,000 |
| Interest expense | 96,000 | 186,000 | 269,000 | 348,000 |
| Net interest income | 1,837,000 | 3,679,000 | 5,650,000 | 7,663,000 |
| Noninterest income | 626,000 | 1,417,000 | 2,136,000 | 2,868,000 |
| Noninterest expense | 1,619,000 | 3,220,000 | 4,796,000 | 6,500,000 |
| Provision for loan losses | 70,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 774,000 | 1,806,000 | 2,920,000 | 3,961,000 |
| Income tax | 5,000 | 5,000 | 10,000 | 26,000 |
| Net income | 769,000 | 1,801,000 | 2,910,000 | 3,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,719,000 | 25,386,000 | 25,340,000 | 26,365,000 |
| Total capital | 27,424,000 | 27,134,000 | 27,150,000 | 28,226,000 |
| Risk-weighted assets | 135,808,000 | 139,265,000 | 144,264,000 | 148,518,000 |