Call reports 2014
GRUNDY BANK — 2014
What GRUNDY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 267,920,000 | 315,975,000 | 269,840,000 | 265,520,000 |
| Total loans | 134,770,000 | 138,795,000 | 138,726,000 | 143,640,000 |
| Allowance for loan losses | 2,531,000 | 2,617,000 | 2,359,000 | 2,206,000 |
| Securities available for sale | 63,057,000 | 62,047,000 | 63,304,000 | 59,249,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,978,000 | 281,268,000 | 232,375,000 | 227,268,000 |
| Interest-bearing deposits | 156,121,000 | 209,748,000 | 160,084,000 | 151,073,000 |
| Noninterest-bearing deposits | 76,857,000 | 71,520,000 | 72,291,000 | 76,195,000 |
| Equity capital | 28,059,000 | 28,063,000 | 28,634,000 | 29,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,733,000 | 5,677,000 | 7,630,000 |
| Interest expense | 117,000 | 229,000 | 341,000 | 448,000 |
| Net interest income | 1,735,000 | 3,504,000 | 5,336,000 | 7,182,000 |
| Noninterest income | 873,000 | 1,560,000 | 2,186,000 | 2,907,000 |
| Noninterest expense | 1,669,000 | 3,271,000 | 4,818,000 | 6,413,000 |
| Provision for loan losses | 0 | 160,000 | 160,000 | 245,000 |
| Pretax income | 939,000 | 1,633,000 | 2,544,000 | 3,431,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 939,000 | 1,633,000 | 2,544,000 | 3,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,104,000 | 24,129,000 | 24,694,000 | 25,417,000 |
| Total capital | 25,738,000 | 25,793,000 | 26,371,000 | 27,144,000 |
| Risk-weighted assets | 129,804,000 | 132,135,000 | 133,520,000 | 137,698,000 |