Call reports 2013
GRUNDY BANK — 2013
What GRUNDY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 270,908,000 | 335,628,000 | 278,318,000 | 273,274,000 |
| Total loans | 136,232,000 | 139,414,000 | 141,149,000 | 142,019,000 |
| Allowance for loan losses | 2,724,000 | 2,942,000 | 2,652,000 | 2,738,000 |
| Securities available for sale | 50,598,000 | 50,407,000 | 53,212,000 | 63,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,363,000 | 302,911,000 | 241,760,000 | 232,982,000 |
| Interest-bearing deposits | 154,198,000 | 220,850,000 | 163,872,000 | 159,924,000 |
| Noninterest-bearing deposits | 83,165,000 | 82,061,000 | 77,888,000 | 73,058,000 |
| Equity capital | 26,622,000 | 26,785,000 | 27,244,000 | 28,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,047,000 | 6,070,000 | 8,089,000 |
| Interest expense | 157,000 | 305,000 | 435,000 | 562,000 |
| Net interest income | 1,863,000 | 3,742,000 | 5,635,000 | 7,527,000 |
| Noninterest income | 833,000 | 1,640,000 | 2,402,000 | 3,005,000 |
| Noninterest expense | 1,591,000 | 3,189,000 | 4,958,000 | 6,459,000 |
| Provision for loan losses | 81,000 | 231,000 | 231,000 | 356,000 |
| Pretax income | 1,024,000 | 1,962,000 | 2,848,000 | 3,717,000 |
| Income tax | 0 | 5,000 | 15,000 | 40,000 |
| Net income | 1,024,000 | 1,957,000 | 2,833,000 | 3,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,604,000 | 22,758,000 | 23,251,000 | 24,095,000 |
| Total capital | 24,323,000 | 24,508,000 | 25,005,000 | 25,830,000 |
| Risk-weighted assets | 137,129,000 | 138,808,000 | 139,417,000 | 137,791,000 |