Call reports 2012
GRUNDY BANK — 2012
What GRUNDY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 248,004,000 | 319,923,000 | 265,823,000 | 265,315,000 |
| Total loans | 142,147,000 | 141,619,000 | 140,064,000 | 146,113,000 |
| Allowance for loan losses | 3,291,000 | 2,753,000 | 2,887,000 | 2,716,000 |
| Securities available for sale | 43,070,000 | 43,185,000 | 46,095,000 | 48,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,298,000 | 289,537,000 | 231,422,000 | 230,437,000 |
| Interest-bearing deposits | 148,487,000 | 222,493,000 | 162,278,000 | 153,127,000 |
| Noninterest-bearing deposits | 69,811,000 | 67,044,000 | 69,144,000 | 77,310,000 |
| Equity capital | 24,565,000 | 24,473,000 | 25,297,000 | 25,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,154,000 | 6,352,000 | 8,502,000 |
| Interest expense | 184,000 | 357,000 | 530,000 | 686,000 |
| Net interest income | 1,902,000 | 3,797,000 | 5,822,000 | 7,816,000 |
| Noninterest income | 687,000 | 1,427,000 | 2,409,000 | 3,307,000 |
| Noninterest expense | 1,524,000 | 3,100,000 | 4,873,000 | 6,533,000 |
| Provision for loan losses | 0 | 230,000 | 580,000 | 1,275,000 |
| Pretax income | 1,065,000 | 1,894,000 | 2,778,000 | 3,315,000 |
| Income tax | 5,000 | 10,000 | 21,000 | 31,000 |
| Net income | 1,060,000 | 1,884,000 | 2,757,000 | 3,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,534,000 | 20,436,000 | 21,250,000 | 21,787,000 |
| Total capital | 22,363,000 | 22,275,000 | 23,081,000 | 23,657,000 |
| Risk-weighted assets | 144,836,000 | 146,188,000 | 145,437,000 | 148,738,000 |