Call reports 2011
GRUNDY BANK — 2011
What GRUNDY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 246,404,000 | 266,380,000 | 254,127,000 | 253,104,000 |
| Total loans | 155,103,000 | 147,826,000 | 148,783,000 | 150,175,000 |
| Allowance for loan losses | 3,570,000 | 2,802,000 | 3,151,000 | 3,358,000 |
| Securities available for sale | 37,882,000 | 37,932,000 | 41,025,000 | 42,987,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,967,000 | 239,630,000 | 225,408,000 | 223,903,000 |
| Interest-bearing deposits | 159,588,000 | 184,056,000 | 170,384,000 | 159,141,000 |
| Noninterest-bearing deposits | 59,379,000 | 55,574,000 | 55,024,000 | 64,762,000 |
| Equity capital | 22,705,000 | 22,849,000 | 23,345,000 | 23,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,410,000 | 4,611,000 | 6,906,000 | 9,175,000 |
| Interest expense | 322,000 | 617,000 | 899,000 | 1,146,000 |
| Net interest income | 2,088,000 | 3,994,000 | 6,007,000 | 8,029,000 |
| Noninterest income | 669,000 | 1,416,000 | 2,133,000 | 2,939,000 |
| Noninterest expense | 1,636,000 | 3,360,000 | 5,000,000 | 6,511,000 |
| Provision for loan losses | 950,000 | 1,480,000 | 1,890,000 | 2,635,000 |
| Pretax income | 171,000 | 570,000 | 1,250,000 | 1,822,000 |
| Income tax | 0 | -17,000 | -17,000 | -12,000 |
| Net income | 171,000 | 587,000 | 1,267,000 | 1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,625,000 | 18,769,000 | 19,288,000 | 19,855,000 |
| Total capital | 20,602,000 | 20,661,000 | 21,209,000 | 21,802,000 |
| Risk-weighted assets | 156,536,000 | 150,470,000 | 152,428,000 | 154,341,000 |