Call reports 2010
GRUNDY BANK — 2010
What GRUNDY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 241,956,000 | 260,911,000 | 249,389,000 | 244,647,000 |
| Total loans | 160,622,000 | 157,085,000 | 158,097,000 | 157,454,000 |
| Allowance for loan losses | 2,454,000 | 2,448,000 | 2,916,000 | 2,891,000 |
| Securities available for sale | 28,093,000 | 33,402,000 | 34,281,000 | 36,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,097,000 | 235,573,000 | 223,783,000 | 218,596,000 |
| Interest-bearing deposits | 165,365,000 | 184,457,000 | 171,955,000 | 165,672,000 |
| Noninterest-bearing deposits | 51,732,000 | 51,116,000 | 51,828,000 | 52,924,000 |
| Equity capital | 21,405,000 | 21,519,000 | 21,774,000 | 22,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 4,797,000 | 7,219,000 | 9,723,000 |
| Interest expense | 512,000 | 1,022,000 | 1,499,000 | 1,876,000 |
| Net interest income | 1,858,000 | 3,775,000 | 5,720,000 | 7,847,000 |
| Noninterest income | 756,000 | 1,503,000 | 2,395,000 | 3,350,000 |
| Noninterest expense | 1,584,000 | 3,203,000 | 4,862,000 | 6,590,000 |
| Provision for loan losses | 525,000 | 825,000 | 1,525,000 | 2,255,000 |
| Pretax income | 505,000 | 1,250,000 | 1,728,000 | 2,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 505,000 | 1,250,000 | 1,728,000 | 2,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,366,000 | 17,474,000 | 17,708,000 | 18,822,000 |
| Total capital | 19,412,000 | 19,463,000 | 19,726,000 | 20,805,000 |
| Risk-weighted assets | 163,259,000 | 158,684,000 | 160,525,000 | 157,727,000 |