Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,434,624,000 | 2,414,440,000 | 2,465,506,000 | 2,464,280,000 |
| Total loans | 1,949,549,000 | 1,983,668,000 | 1,982,574,000 | 1,975,913,000 |
| Allowance for loan losses | 29,088,000 | 29,339,000 | 29,631,000 | 29,606,000 |
| Securities available for sale | 183,261,000 | 154,066,000 | 130,262,000 | 99,932,000 |
| Securities held to maturity | 14,229,000 | 12,918,000 | 14,756,000 | 14,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,121,828,000 | 2,095,612,000 | 2,137,540,000 | 2,132,934,000 |
| Interest-bearing deposits | 1,438,744,000 | 1,443,114,000 | 1,447,178,000 | 1,439,239,000 |
| Noninterest-bearing deposits | 683,084,000 | 652,498,000 | 690,362,000 | 693,695,000 |
| Equity capital | 296,069,000 | 301,686,000 | 308,978,000 | 314,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 29,814,000 | 60,264,000 | 93,029,000 | 124,661,000 |
| Interest expense | 7,476,000 | 14,977,000 | 22,503,000 | 29,871,000 |
| Net interest income | 22,338,000 | 45,287,000 | 70,526,000 | 94,790,000 |
| Noninterest income | 3,021,000 | 6,239,000 | 9,542,000 | 12,854,000 |
| Noninterest expense | 19,203,000 | 38,128,000 | 57,421,000 | 76,252,000 |
| Provision for loan losses | 0 | 450,000 | 900,000 | 900,000 |
| Pretax income | 6,220,000 | 13,026,000 | 21,867,000 | 30,630,000 |
| Income tax | 1,242,000 | 2,591,000 | 4,387,000 | 6,150,000 |
| Net income | 4,978,000 | 10,435,000 | 17,480,000 | 24,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 299,077,000 | 303,996,000 | 310,463,000 | 315,024,000 |