Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,372,028,000 | 2,391,614,000 | 2,422,677,000 | 2,470,065,000 |
| Total loans | 1,895,747,000 | 1,921,416,000 | 1,939,171,000 | 1,952,653,000 |
| Allowance for loan losses | 28,477,000 | 28,667,000 | 28,857,000 | 29,020,000 |
| Securities available for sale | 279,936,000 | 271,501,000 | 235,220,000 | 201,562,000 |
| Securities held to maturity | 16,696,000 | 15,942,000 | 16,043,000 | 15,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,073,220,000 | 2,090,104,000 | 2,110,299,000 | 2,150,278,000 |
| Interest-bearing deposits | 1,394,807,000 | 1,413,214,000 | 1,417,943,000 | 1,435,759,000 |
| Noninterest-bearing deposits | 678,413,000 | 676,890,000 | 692,356,000 | 714,519,000 |
| Equity capital | 281,674,000 | 284,467,000 | 293,030,000 | 300,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 28,420,000 | 57,149,000 | 87,342,000 | 117,834,000 |
| Interest expense | 7,506,000 | 15,608,000 | 24,037,000 | 31,993,000 |
| Net interest income | 20,914,000 | 41,541,000 | 63,305,000 | 85,841,000 |
| Noninterest income | 2,635,000 | 5,907,000 | 9,532,000 | 12,233,000 |
| Noninterest expense | 19,182,000 | 38,346,000 | 57,544,000 | 71,558,000 |
| Provision for loan losses | 0 | 200,000 | 400,000 | 700,000 |
| Pretax income | 4,323,000 | 8,840,000 | 15,484,000 | 26,526,000 |
| Income tax | 889,000 | 1,822,000 | 3,199,000 | 5,741,000 |
| Net income | 3,434,000 | 7,018,000 | 12,285,000 | 20,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 290,439,000 | 292,188,000 | 296,995,000 | 305,020,000 |