Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,477,508,000 | 2,437,144,000 | 2,435,987,000 | 2,411,907,000 |
| Total loans | 1,798,673,000 | 1,815,149,000 | 1,830,893,000 | 1,858,312,000 |
| Allowance for loan losses | 27,943,000 | 28,046,000 | 28,294,000 | 28,597,000 |
| Securities available for sale | 325,651,000 | 308,411,000 | 305,956,000 | 295,583,000 |
| Securities held to maturity | 15,887,000 | 14,687,000 | 16,853,000 | 16,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,193,108,000 | 2,150,029,000 | 2,144,755,000 | 2,112,458,000 |
| Interest-bearing deposits | 1,407,618,000 | 1,114,678,000 | 1,400,955,000 | 1,395,878,000 |
| Noninterest-bearing deposits | 785,490,000 | 1,035,350,000 | 743,800,000 | 716,580,000 |
| Equity capital | 264,030,000 | 266,923,000 | 271,444,000 | 279,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 27,580,000 | 55,268,000 | 83,884,000 | 112,470,000 |
| Interest expense | 2,595,000 | 7,624,000 | 13,730,000 | 20,674,000 |
| Net interest income | 24,985,000 | 47,644,000 | 70,154,000 | 91,796,000 |
| Noninterest income | 3,640,000 | 6,668,000 | 9,550,000 | 13,131,000 |
| Noninterest expense | 18,039,000 | 36,235,000 | 54,243,000 | 71,616,000 |
| Provision for loan losses | 300,000 | 400,000 | 700,000 | 1,000,000 |
| Pretax income | 10,351,000 | 17,676,000 | 24,634,000 | 32,369,000 |
| Income tax | 2,158,000 | 3,683,000 | 5,129,000 | 6,735,000 |
| Net income | 8,193,000 | 13,993,000 | 19,505,000 | 25,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,285,000 | 281,122,000 | 285,360,000 | 288,729,000 |