Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,989,887,000 | 2,276,037,000 | 2,319,260,000 | 2,435,832,000 |
| Total loans | 1,565,130,000 | 1,802,686,000 | 1,806,706,000 | 1,788,093,000 |
| Allowance for loan losses | 21,362,000 | 31,360,000 | 34,955,000 | 35,658,000 |
| Securities available for sale | 101,112,000 | 91,896,000 | 95,920,000 | 96,645,000 |
| Securities held to maturity | 11,378,000 | 11,015,000 | 11,102,000 | 12,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,758,169,000 | 2,042,495,000 | 2,081,449,000 | 2,198,372,000 |
| Interest-bearing deposits | 1,259,720,000 | 1,362,421,000 | 1,394,741,000 | 1,487,269,000 |
| Noninterest-bearing deposits | 498,449,000 | 680,074,000 | 686,708,000 | 711,103,000 |
| Equity capital | 227,137,000 | 227,886,000 | 232,436,000 | 231,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,408,000 | 38,105,000 | 56,442,000 | 75,355,000 |
| Interest expense | 2,752,000 | 4,854,000 | 6,592,000 | 8,114,000 |
| Net interest income | 16,656,000 | 33,251,000 | 49,850,000 | 67,241,000 |
| Noninterest income | 6,438,000 | 15,826,000 | 26,865,000 | 37,484,000 |
| Noninterest expense | 15,950,000 | 30,763,000 | 48,544,000 | 67,173,000 |
| Provision for loan losses | 2,200,000 | 12,200,000 | 15,800,000 | 16,500,000 |
| Pretax income | 4,944,000 | 6,221,000 | 12,478,000 | 21,147,000 |
| Income tax | 1,031,000 | 1,284,000 | 2,583,000 | 4,387,000 |
| Net income | 3,913,000 | 4,937,000 | 9,895,000 | 16,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,133,000 | 226,093,000 | 230,942,000 | 230,068,000 |