Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,755,399,000 | 1,817,926,000 | 1,922,310,000 | 1,979,599,000 |
| Total loans | 1,430,521,000 | 1,445,080,000 | 1,500,854,000 | 1,553,020,000 |
| Allowance for loan losses | 18,281,000 | 18,585,000 | 18,883,000 | 19,162,000 |
| Securities available for sale | 46,191,000 | 63,793,000 | 81,983,000 | 96,152,000 |
| Securities held to maturity | 5,485,000 | 5,014,000 | 5,142,000 | 7,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,544,352,000 | 1,600,972,000 | 1,699,743,000 | 1,751,723,000 |
| Interest-bearing deposits | 1,085,507,000 | 1,122,272,000 | 1,193,187,000 | 1,236,713,000 |
| Noninterest-bearing deposits | 458,845,000 | 478,700,000 | 506,557,000 | 515,010,000 |
| Equity capital | 206,771,000 | 212,971,000 | 217,827,000 | 223,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,129,000 | 40,574,000 | 61,324,000 | 81,717,000 |
| Interest expense | 1,739,000 | 4,197,000 | 7,202,000 | 10,152,000 |
| Net interest income | 18,390,000 | 36,377,000 | 54,122,000 | 71,565,000 |
| Noninterest income | 4,256,000 | 9,763,000 | 14,943,000 | 20,489,000 |
| Noninterest expense | 15,102,000 | 30,670,000 | 45,980,000 | 61,255,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 7,244,000 | 14,870,000 | 22,185,000 | 29,599,000 |
| Income tax | 1,519,000 | 3,120,000 | 4,654,000 | 6,210,000 |
| Net income | 5,725,000 | 11,750,000 | 17,531,000 | 23,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,502,000 | 212,438,000 | 217,169,000 | 223,036,000 |
| Total capital | 224,828,000 | 231,073,000 | 236,102,000 | 242,248,000 |
| Risk-weighted assets | 1,476,414,000 | 1,496,934,000 | 1,549,737,000 | 1,597,462,000 |