Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,511,186,000 | 1,491,352,000 | 1,554,027,000 | 1,576,742,000 |
| Total loans | 1,233,385,000 | 1,282,475,000 | 1,285,641,000 | 1,352,543,000 |
| Allowance for loan losses | 16,148,000 | 16,334,000 | 16,361,000 | 16,531,000 |
| Securities available for sale | 8,116,000 | 9,172,000 | 12,166,000 | 12,025,000 |
| Securities held to maturity | 5,834,000 | 6,684,000 | 6,555,000 | 6,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,353,270,000 | 1,328,421,000 | 1,386,986,000 | 1,406,888,000 |
| Interest-bearing deposits | 941,939,000 | 937,834,000 | 968,738,000 | 980,958,000 |
| Noninterest-bearing deposits | 411,331,000 | 390,587,000 | 418,248,000 | 425,930,000 |
| Equity capital | 155,890,000 | 159,931,000 | 163,968,000 | 166,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,706,000 | 29,445,000 | 44,363,000 | 59,482,000 |
| Interest expense | 856,000 | 1,630,000 | 2,427,000 | 3,222,000 |
| Net interest income | 13,850,000 | 27,815,000 | 41,936,000 | 56,260,000 |
| Noninterest income | 4,480,000 | 10,798,000 | 17,543,000 | 22,299,000 |
| Noninterest expense | 13,285,000 | 27,173,000 | 41,608,000 | 55,439,000 |
| Provision for loan losses | 300,000 | 400,000 | 400,000 | 490,000 |
| Pretax income | 4,745,000 | 11,040,000 | 17,471,000 | 22,630,000 |
| Income tax | 1,657,000 | 3,858,000 | 6,103,000 | 7,905,000 |
| Net income | 3,088,000 | 7,182,000 | 11,368,000 | 14,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,853,000 | 159,792,000 | 163,922,000 | 166,895,000 |
| Total capital | 171,905,000 | 176,155,000 | 180,283,000 | 183,426,000 |
| Risk-weighted assets | 1,282,726,000 | 1,327,617,000 | 1,322,556,000 | 1,395,377,000 |